Mint was discontinued by Intuit in 2024 and folded into Credit Karma, leaving millions of users looking for a replacement. KeepMyLedger takes the opposite approach to the part of Mint that made people uneasy: instead of linking your bank through a third party and monetizing your data, you import statements you export yourself, and the only thing we sell is the subscription.
| KeepMyLedger | Mint | |
|---|---|---|
| Still available? | Yes — actively developed | No — shut down in 2024, users moved to Credit Karma |
| Bank connection | None. You import PDF/CSV statements you export yourself | Required a linked bank login via a third-party aggregator |
| Business model | Your subscription. Nothing else | Free, monetized through ads, offers, and data |
| Data resale | Never sold or shared with advertisers | Transaction data fed Intuit marketing |
| Focus | Bookkeeping + tax-ready reports for individuals and small businesses | Personal budgeting and credit-score upsells |
| Export your data | CSV export anytime, no lock-in | Limited; discontinued |
| AI | Opt-in per transaction; bulk categorization is rule-based and local | n/a |
If what you valued in Mint was automatic transaction categorization and clean reports — yes. The difference is that KeepMyLedger never connects to your bank and never monetizes your data. You import statements you download from your bank, and rules plus optional AI categorize them.
Intuit discontinued Mint in 2024 and migrated users to Credit Karma, which is also owned by Intuit. The budgeting features people relied on were not fully carried over.
No. KeepMyLedger has no bank-link feature by design. You export a PDF or CSV statement from your bank and import it. Your banking credentials never touch our service.